It will be interesting to see how the remedies pan out. One area I will be watching is the 25% cash. If pensionable earnings, and accrual are given back (and I say 'if') I would expect a significant boost in the pension pot value (even assuming my M plan is re-absorbed into C) & the 25%. My personal view is they will mess about with the actuarial assumptions to minimise that part. But it is easy to reverse the calculations from previous statements to calculate total C plan pot and the rates of £ pension per 100k of fund (interestingly £5k pension per 100k at ALL ages). Lets see what happens to that £5k - my bet is it will go up.....