Retirees are certainly not clear about the relations between the various plans but these messages make it clearer - all but the M-plan members are in the same boat. See also data for information on other IBM schemes.
[2305][2308][2309][2310][2311][2317] Benefit gained from emailing an MED. What happened to Q and V plans.
[1412] V-Plan
[770] [771] [772] [773] [819] C-plan to M-plan
[730] [734] A-plan affected by 16% reduction?
[717] [718] [739] T-plan and Friends Provident. Friends Provident and MVA.
[696] [702] Overpaid AVC contributions
[591] Less than 12 people have changed from C-plan to M-plan
[588] "Accrued benefits" assumes zero future increases.
[585] Transfer value is low
[584] If you get hard facts tell me.
[580] C-plan to M-plan?
[579] Should we change from C-plan to M-plan?
[545] M-planners have nothing to fear.
[540] Wanting to hear from people about changing from being in C plan to being in M plan.
[449] Suggests asking Pensions Dept about wife/husband anomaly.
[446] N-plan to C-plan. Anomalous wife/husband treatmement.
[443] "When your C-plan pension is capped..."
[442] Correction of a calculation, N-plan to C-plan.
[440] More calculations on N-plan to C-plan.
[439] N-plan to C-plan wasn't as attractive as it was made out to be.
[438] Effect of capping on N-plan to C-plan conversions.
[364] About Pensionable earnings. Also contacting E-Plan members.
[322] N-plan w.r.t. C-plan prospectus
[296] N and C from the same fund?
[294]N plan fund depreciated?
[228] Suggest E-planners ask the Trustee.
[226]Welcomes E-planners to the website.
[225] "...,members of ALL plans except the M plan are likely to be equally affected..."
[223] C-plan and V-plan merged?
[221] Where do people in the E-plan stand.
[203] N and C plans from same 'bucket'.
[180] Potential actuarial help.
[197] N-plan to C-plan - advice given.
[168] IBM said N plan was "lower rate" than C plan
[166] You can commute and reinvest but once AVC gets converted into extra C-plan thats it.
[165] Calculate what N plan would have given?
[164] Bad advice to join C plan
[158] N-plan to C-plan can be regarded as an example of the general "mis-selling" of pensions.
[120] How long have the Pensions Department been giving poor advice?
[112] Why was reverting to N plan best?
[111] Some people told by the pensions department that the pensions advice they were given was 'not the best'.
[108] Is N-plan threatened?
[104] N-plan to C-plan conversion.
[103] Some people stayed with the 'N' plan
[102] Is the N plan affected?
[091] About whether AVC has to go into C-plan