[2577][2579][2580][2581][2583][2584][2585][2586][2588][2589] Clawback
[2512][2513][2515][2518][2533][2538][2541][2552][2554][2555][2558][2561] "How safe is your pension?"
[2458][2460][2463] 'I nearly puked when I read "Our company culture has remained true...'
[2437][2444][2446][2453][2483][2485] IBM's Labour Links. Professional ethics
[2400][2402][2412][2508][2509][2510] Notice of BBC & TV programs. Also anniversary of PAYE.
[2387][2388][2389][2390][2391][2392][2393][2394][2395][2396][2397][2398][2399][2401][2403][2405][2407][2408][2409][2416][2417] Resurgence of trade union equivalent? Could be done v Should be done. Government to blame? Where is the backlash? Times changing for the worst?
[2368][2369][2371][2372][2373] IBM UK nowhere in "Best Companies to Work For"
[2348][2349][2374][2375][2378][2410] Date of Hursley retirees' club AGM, etc
[2302][2306] Limited Price indexation with 2.5% limit.
[2259][2266][2271] British Empire compared to corporate empires.
[2257][2267][2273][2274][2275] Costs for pensioners. Did IBM then believe 70% matched expenditure?
[2147][2155] UK Enron-equivalent foretold.
[2145][2175] Important for Deferreds - RPI date
[2130][2131][2132][2133][2135][2136][2138][2139][2141][2142][2151][2152][2153][2154] Letter to Palmisano from retired senior manager. Also Sir Edwin Nixon & the Ombudsman. BCGs
[2074] Good pensions news
[2005][2006][2007][2008][2009][2011][2012][2013][2014][2016] Pensions in crisis. "Can J S Lamb respond please?" Dave Mitchell on status of his complaint. "Where the risks are"
[2001][2004][2023]Security and safety of pension payment slips
[1934][1936][1947][1948][1951][1952][1956][1957][1964][1966][1967][1969][1970][1971][1972][1974][1975][1977][1978][1982]
[1983] Latest from Ombudsman to an MP, on progress. Ombudsman Office as just one component of concern. Reason for pattern of preferential treatment given to US executive? IBM influence within Civil Service? Real names of posters.
[1909][1911][1912][1914][1919][1920][1921][1922][1925][1927][1928][1929][1930][1931][1932][1933][1937][1938][1939][1943] Rolls Royce benefit cuts. IBM potential? Future IBM salaries. C-Plan employees relative to other groups. Rebanding
[1904][1906] IBM UK director's pension.
[1882] Gerstner as candidate for New York Stock Exchange job. (Somebody else was appointed)
[1874][1876][1942] Thanks for newsletter 18. Apology for delay in circulating newsletter 19.
[1868][1871][1879][1880] EMC Corporation pensions, and other foreign ownerships.
[1836][1835][1860] Degenerate thread.
[1852] What are "augmentation payments"?
[1846][1847][1848][1849][1850][1851][1853][1854][1855][1856][1888][1889][1890] Call for change of government strategy. Pension Protection Fund
[1773][1775][1776][1777][1781][1798] The reality must be that a rich IBM is better news for honest pensioners than a poor one.
[1713][1714][1716][1717][1732] Cable&Wireless v IBM litigation.
[1709][1710][1711][1712][1718][1719][1720][1721][1722][1733][1734][1735][1736][1738][1739][1740][1746][1747][1748][1749]
[1750][1751][1752][1753][1754][1755][1756][1757][1758][1759][1760][1762][1763][1764][1765][1766][1767][1768][1769][1796] [1801][1810][1825][1826][1962] Churchhouse, IBM, and Tax. (And Foster as an aside. And reminder of no-denigration rule.)
[1674][1676][1677][1678][1679][1681][1683][1684][1696][1702] Various queries and answers. The merits of retiring.
[1672][1675][1680] Sir John Fairclough has died.
[1643][1644][1646] Companies or Government as pension providers. 40/60 or 60/40?
[1631][1632] Dilbert Cartoon (but the link seems to have expired). Gerstner appearence.
[1592][1594] Barrie Morgans on Gerstner.
[1568][1569] [1570]Will pensions be Labour's poll tax?
[1382] [1393] [1395] [1396] [1398] [1401] Pressures on employees
[1354] [1363] [1365][1366][1367] Remedies
[1350] [1352][1353][1355][1357][1359][1361] When will the Ombudsman report? Support for the Ombudsman, and contrary view.
[1348] [1349] Additional AVC should have been allowed?
[1321] Private Eye article on the Ombudsman
[1315] [1316] [1318] [1319] [1335] [1343] [1346] [1362] [1364] [1368][1371] [1372][1373][1374] Maersk. Underfunding. Liquidation
[1284] Dilbert Cartoon
[1246] [1247] [1250] [1254] [1257] "expect the fund to be able to sustain inflation proofing it it were not tampered with." " most are worried about (a) today and (b) tomorrow - in that order" "Is it 'Our' money" (cf topic 'Legal') "researching what happened when the deeds were changed to benefit the company and not the C-Plan members". "I regret having voted against a union way back."
[1210] [1212] [1215] Comparison with Unilever.
[1157][1164] What limits raid on C-plan? [The system] does have some consumer protection.
[1160] Question on payment of one month's notice.
[1150][1152] Statutory index linking.
[1146] Humour - "CEOs attempt Breakout!"
[1138][1140][1141][1148] On the problems when schemes are wound up. "only as good as your employer is"
[1133][1134][1135][1136][1137] FRS17 effects and "Most IBMers are paper tigers"
[1128] [1129] [1131][1132]"Enron....IBM" "Let's see how long justice takes." "The key question may be more "whether" than "when". "we should be negative and very angry."
[1114] [1121][1122][1125] Union help? Why people join a union.
[1123] Reference to article possibly IBM related. (Article not available free online)
[1108] Corporate malfunction. Corporate control of government.
[1100] [1104] Will the government do something positive?
[1094] "IBM infiltrates employee groups. Paranoia? No."
[1076] [1078][1081] [1082] [1083] [1084] [1093] Roger McKendrick journalist?
[1087] [1088] [1090] Nigel Foster, business matters.
[1068] [1069] [1070] The book "Blame Cokey"
[939][940][942][944][945][948] [950] [954][955][956][957][958][961][962][965][967][969][1062] Motivations of this website's contributors.
[1052] [1054][1056][1057][1058][1059] [1060][1061] The stock price and why.
[1053] IBM accounting - Daily Mail article.
[1051]IBM now provides LPI increases on all years of service. (April 1st)
[1050] Newsletter 10 delivery problems - an apology.
[1044] IBM UK Pensions now have an internet site
[1034][1035][1036][1041][1042] SERPS and opting back in
[1038] Pension increase compared with Council Tax
[1031] Article on Gerstner's personal take from IBM.
[1029] BAT Pension Fund Trustees - a comparison (IBM compares badly)
[1025] Share buybacks.
[986] [987] [988] [989] [990] [996] [1000][1011] [1018] [1024] Pensions articles. C Plan under threat ?
[1010] [1021] The Pensions Crisis - who is to blame.
[1005] [1007] [1008] [1009] Some Times articles.
[997] [998] IBM ESPP Dividend Payment delayed.
[963] Don't fight the tide! (URL given now defunct.)
[890] "the company has stolen pension from me in order to pay themselves a fat bonus and the shareholders increased value"
[877][878][879][885][887][893] Something to consider or think about. Are things really this bad? Variable Pay etc. "With respect changes to current employees' t's and C's are utterly irrelevant to retirees" IBM Brand failing?
[800] [845] Researching info for dissertation on business ethics.
[799] What is left after IBM property sales.
[789] [791] [792] [793] [794] [795] [802] [803] [804] [805] [807] [808] [809] [811] [812] [827] Oct 2001 increase.
[782] [783] [784] [785] [797] Rumours, IBM UK tax investigation, wrong and right descriptions of US pension schemes.
[774] [778][862] IBM/LOTUS “goings on”. (layoffs)
[770] [771] [772] [773] [819] Good to move C to M plan?
[766] [767] [884] “Most people I know have seen the transfer values of their pensions reduced in their pension statements this year” Does anybody know why?
[763] [764] IBM band playing last notes after 86 years. “IBM recently decided to stop funding the band”
[761] Link to press article about IBM not growing.
[756] Times article: "Members of company pension schemes can fall victim to the predations of their own employer”
[751] [758] Link has expired, but was to article on IBM assuming a 10% return on investment of US pension funds, with good effect for the overall accounts.
[749][750] Reference to Gerry Churchhouse letter. (IBM royalty payments) More on that Inland Revenue investigation. Connecting IR investigation to Ombudsman investigation..
[746] Webmaster statement on use of the message board.
[742] The new Ombudsman is called David Laverick.
[738] [741] Pensions and creative accounting. (Link broken now)
[731] A date for Lou Gerstner leaving IBM
[727] Transfer out of IBM scheme and back. £100K miscalculation.
[689] [690] [693] [699] [724] [726] Knighthood for Gerstner. Also Inland Revenue enquiry.
[684] [688] [701] Re Kevin Loosemore.
[677] The Man from Armonk
[676] “Anyone who thinks that IBM is at all concerned for pensioners or anyone else is a fool.”
[674] [675][680] About a BBC program
[672] Technology research under New IBM
[657] [740] Information source on Inland Revenue rules about pensions.
[649] Quoting the views of “Andy the Actuary” in the States.
[642] Quotes from a MIL. “we aim to compete favourably with the practice of other leading companies”
[631] [637] “pay the pension it contracted to?”
[625] [633] [635] [639] Re Duncan Campbell
[623] [626] [624] [630] [634] [691][697] “This site has lost all credibilty” (sic). Responses to that opinion.
[618] “nothing like this would have happened in the 'old' IBM.”
[615] “We are at the mercy of corporations”
[586] It follows that if the fund were in surplus inflation increases would be paid !
[583] "real intention was to use the Fund as a convenient, tax-free way to lodge money which could be...."
[569] BUPA Local Hospital Care better than RSA scheme.
[567] Royal & Sun Alliance health insurance on an IBM pension?
[543] "IBM is mean these days"
[530] The image that Armonk wants.
[520] "Lou, You ARE the weakest link, Goodbye"
[557][556][555][561][551][553] [526][525][524][523][522][521][518][511] Lawsuit regarding Nazi's and IBM.
[510] Good old IBM versus New IBM
[504] I think you are trying to have your cake and eat it.
[503] I never thought I would feel this way towards IBM
[499] About a mis-spelling?
[491] "we all trusted our executives. They have failed us!!!"
[489] "a stranger to head up the Corporation and for benefits its been down hill ever since."
[486] "erroneous assumption that the corporation wishes to act in the employees' interests"
[483] Background to pensions misselling.
[482] Suggestion on what is happening.
[481] "I'm sincerely puzzled and would like to understand the arguments."
[480] "While we are being very PC the company is walking all over us!!!"
[435] Why does Jim Lamb think employees rate pensions less important?
[417] Fund picking - "The more we understand, the more mismanagement we uncover"
[367] Purpose of "non-pensionable renumeration at least 10 percent of total renumeration"
[366] Pensionable pay - I have asked for a complete list of exclusions and inclusions"
[358] Answers on share of contributions and AVCs
[355] Questions on share of contributions and AVCs.
[352] "I think the principles started going out of the window about 10 years ago."
[343] A US view - "The tone of any company is set at the top".
[339] About change of company principles.
[311] "C plan fund is increasingly becoming an employee only contribution fund."
[304] "...The louder he talked of his honour, the faster we counted our spoons".
[281] Advice from a professional who counsels people who are in a crisis situation involving their employer.
[266] Resignations from senior positions in the IBM UK Pensions setup? "Now is the time for honourable people to say what they know".
[254] Concern about transfers-in being subsidized by the pension fund.
[212] Notice of Retirees Club (London Branch) AGM on Jan 30th 2001
[170] Suggested replacement for byline on pension communications.
[169] Suggested replacement for byline on pension communications.
[149] Re objecting to the tone of some messages. Need for government review of the rules for pension schemes.
[125] "..my renumeration package not only included salary but also benefits i.e. pension and insurance."
[121] Link to another website with a report of "insider" conversation.
[119] "This did not take place without the collusion of the chain of command at various stages"
[107] Rumour that "discretionary increases are to be stopped on instructions from the US"
[105] "..not prepared, on the evidence presented so far, to accuse IBM of theft...."
[071] Summary of correspondence with the Trust Manager.
[047] "The fund IS considered to belong to the members"
[012] About what Barclays want to do.