... taking your AVC benefits before your C Plan benefits, even if you are still employed by IBM.
This could provide a way of protecting our Equitable Life funds without suffering the 20% penalty to transfer to another provider. It is relevant both to current IBM employees and to ex-employees with deferred pensions, providing you are aged 50 or over.
See Mike Houghton's message at ../msgs/723.html
I'm trying to find out from IBM what's possible.
IBM may be more likely to offer this as an option if several people are interested.
So if you are interested please append a comment to this message.