91. Mr Mitchell complains about changing terminology regarding plans, Schemes, funds and sections. He points out that the word "section" is nowhere used in documents issued to employees in 1997. He then goes on to say

"In the 1997 and 1998 Pension Plan Members' reports, in the part headed Funding, refer to the [db] Plans and the [dc] Plans. In the latest report, for 1999, the word Plan has been replaced by the word Section. There is no explanation for this change in terminology. Apart from this change the reports appear to use the same terminology in the same senses as the 1997 investment strategies ...